Terms and Conditions

Welcome to MeraGharMeraAshiana.org.pk. By accessing, browsing, or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services. If you do not agree with any part of these terms, you must not use our website.

1. Acceptance of Terms

By using this website, you confirm that you are at least 18 years old and legally capable of entering into binding agreements. If you use this website on behalf of an organization, you represent that you have the authority to bind that organization to these terms.

2. Purpose of the Website

MeraGharMeraAshiana.org.pk is an informational platform designed to provide details, guides, news, and updates about the Mera Ghar Mera Ashiana Loan Scheme and other government housing initiatives in Pakistan.

We are not affiliated with the Government of Pakistan, State Bank of Pakistan (SBP), or any financial institution. All information provided is for educational and informational purposes only.

3. No Financial or Legal Advice

The content published on this website, including articles, guides, comparisons, and FAQs, is provided for general informational purposes. It should not be considered financial, legal, or professional advice.

Before applying for any housing loan or financial service, we strongly recommend consulting directly with participating banks, official government portals, or licensed financial advisors.

4. Accuracy of Information

We strive to ensure that the information published on MeraGharMeraAshiana.org.pk is accurate, up-to-date, and reliable. However, we do not guarantee the completeness, accuracy, or timeliness of the information.

Government schemes, policies, and bank procedures may change without notice. Users are responsible for verifying details from official sources before making decisions.

5. Use of Content

All text, graphics, logos, articles, and other content on this website are the property of MeraGharMeraAshiana.org.pk unless otherwise stated.

  • You may use our content for personal, non-commercial purposes.
  • You must not reproduce, copy, modify, distribute, or republish any part of this website without prior written consent.

6. External Links

Our website may include links to external websites for reference and convenience. We are not responsible for the content, accuracy, or policies of any third-party websites. Visiting external links is at your own risk.

7. Limitation of Liability

Under no circumstances shall MeraGharMeraAshiana.org.pk or its team be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website, including but not limited to:

  • Reliance on any information provided on this site.
  • Any delays, errors, or interruptions in service.
  • Financial decisions made based on the content.

Use of the website is entirely at your own risk.

8. User Responsibilities

When using MeraGharMeraAshiana.org.pk, you agree that you will:

  • Provide accurate and truthful information if you contact us.
  • Not use this website for unlawful, fraudulent, or malicious activities.
  • Not attempt to hack, damage, or interfere with the website’s security or operations.

9. Changes to Terms

We may update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective immediately upon posting on this page. It is your responsibility to review these terms regularly.

10. Contact Us

If you have any questions about these Terms and Conditions, you can contact us at:

📧 Email: meragharmeraashiana@gmail.com